United Risk & Insurance Brokers was founded on the basis of providing superior insurance and risk management needs to large corporations, as well as the “mom and pop” businesses. We have maintained our focus as a full service broker dedicated to exemplary service on a personal level.
Unified Risk & Insurance Brokers take pride in remaining one of the few full service insurance brokerages. Whether our clients desire business insurance, personal insurance, surety bonds, employee benefits, estate planning, risk management services, or even human resources consulting, we have the resources and expertise to deliver solutions.
Our membership and active involvement in local and national business organizations, as well as our individual commitment to industry designations and continuing education, exemplifies our dedication to serving our clients needs in the most professional manner possible.
We see our relationship with our customers as a long-term partnership, and welcome the opportunity to be of service to you.
An Independent Advantage
We are Independent Agents in Ontario, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Unified Risk & Insurance Brokers LLC represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.